Dynamics 365
Banking Infrastructure.
Stop fixing
"Invalid File" errors.
Banks change their formats. Staff make typos. There is nothing worse than realizing a payment batch has failed at 4:55 PM on a Friday.
Demiton validates every byte before it leaves ERP.
The Rejection Loop
Bank portals provide vague error messages like 'Invalid Character on Line 404.' Your team spends hours guessing, re-uploading, and failing again. We enforce bank-grade validation rules inside Business Central.
Syntax vs. Strategy
Your Finance Manager is paid to analyze cash flow, not to debug ABA file syntax. Manual file handling forces your highest-value staff to do the lowest-value data repairs.
The Cut-Off Panic
When a manual upload fails, you race against the bank's 5:00 PM processing cut-off. Demiton's automated Host-to-Host tunnel removes the human latency, ensuring you never miss a pay run.
The "Closed-Loop"
Pay Run.
We don't just send files; we manage the outcome.
Demiton connects Business Central to the Bank in real-time. We transmit the payments, capture the Bank's acknowledgement (ACK), and update your Journal Lines automatically.
Automated Exception Handling
- If 1 line in a batch of 500 fails, we don't reject the whole batch. Demiton identifies the error, posts the 499 successful payments, and automatically moves the failed line to a new journal for review. Zero downtime.
Instant Reconciliation
- We parse the Bank's ACK file instantly. Your Payment Journal status updates from PENDING to ACCEPTED inside BC. Your finance team never has to log into the bank portal to check status again.
Automated Connectivity Flow.
Demiton acts as the secure air-lock between your System of Record (ERP) and your System of Value (Bank).
We handle the encryption, key rotation, and firewall rules so your team can focus on cash flow.
The Connector Standard
We have standardized the chaotic process of "paying bills" into a deterministic state machine. Every transaction follows a strict, cryptographic lifecycle.
Phase 1: Smart Ingestion
We eliminate the 'Save to Disk' vulnerability. Demiton ingests journal lines directly from Business Central, generating the banking payload in a volatile memory buffer. No temporary files. No artifacts.
Phase 2: Identity Governance
Identity is not a password; it is a cryptographic signature. We bind the Approver's Entra ID token to the specific SHA-256 hash of the payment file. If the file changes by one byte, the signature breaks.
Phase 3: Automated Write-Back
We close the loop. Demiton monitors the bank for Acknowledgement (ACK) files, parsing them instantly to update the status of every journal line in the ERP. You never have to log into a bank portal to check status.
The Liability Gap.
Building your own bank integration isn't an engineering challenge; it's a compliance risk.
Your IT team could write a script to upload files. But then you own the encryption keys, the firewall rules, and the internal fraud vector.
Protocol Decay
Banks (CommBiz, Westpac) quietly deprecate cipher suites and rotate SSH keys. Custom scripts break silently when this happens, freezing your pay run on a Tuesday morning. We manage the cryptography actively, guaranteeing 24/7 tunnel availability.
The 'Notepad' Vector
If a payment file sits on a network drive, it can be opened in Notepad. It is editable. This is the #1 vector for internal fraud (BSB swapping). Demiton processes data exclusively in Ephemeral Memory. The unencrypted payload never touches a disk.
Identity vs. Service Accounts
Generic "Service Accounts" are a compliance loophole. They hide the true actor. We cryptographically bind the Entra ID of the Approver directly to the Bank Transaction. If the audit trail breaks, the payment stops.