System Intelligence

The Engineering Log

Technical advisories, architectural patterns, and security bulletins for the Automated Banking Infrastructure.

Dynamics 365
2/16/2026

The Governance Gap: Payment Architectures for Business Central & D365 Finance

A comparative analysis of payment integration models in Australia and New Zealand. Grading Wallets, Manual Files, and Sovereign Tunnels on SOCI Act compliance.

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The Governance Gap: Payment Architectures for Business Central & D365 Finance
SOCI Compliance Guide: Adding Financial Egress to Your Risk Management Program
SOCI Act
Feb 9

SOCI Compliance Guide: Adding Financial Egress to Your Risk Management Program

A technical guide for CISOs and Risk Managers on how to document, mitigate, and audit financial file transfers (ABA/ISO 20022) to meet Critical Infrastructure Risk Management Program (CIRMP) requirements.

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The Regulatory Crossfire: Why the humble ABA file is now a Boardroom Liability
Compliance
Jan 21

The Regulatory Crossfire: Why the humble ABA file is now a Boardroom Liability

The 'Save to Desktop' workflow persists not because of negligence, but because of extreme complexity. A deep dive into the legal reality of manual payments in 2026.

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The 'Architecture of Negligence': Why File-Based Banking is a Security Hole
Architecture
Jan 15

The 'Architecture of Negligence': Why File-Based Banking is a Security Hole

We spend millions securing the ERP and millions securing the Bank. Yet, the bridge between them is often a CSV file sitting on a desktop. Here is why the 'Iron Layer' standard is replacing legacy file transfers.

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Stop Calling Them All 'Bank Feeds': The 3 Tiers of D365 Banking Architecture
Architecture
Jan 12

Stop Calling Them All 'Bank Feeds': The 3 Tiers of D365 Banking Architecture

I spoke to a National Practice Lead last week who asked: 'Aren't you just another bank feed provider like Yodlee?' It made me realize how muddy the waters are. Here is the architectural taxonomy of the Australian banking ecosystem.

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The 'Alt-Tab' Tax: Why Manual Banking is Costing You $100k a Year
Operational Efficiency
Jan 8

The 'Alt-Tab' Tax: Why Manual Banking is Costing You $100k a Year

You are paying high-skilled CPAs to do low-skill data entry. We did the math on a typical mid-market finance team, and the 'Manual Upload' process burns about 8 hours a week per entity.

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Engineering Theatre: Watch Protocol Zero Encrypt a Pay Run in Real-Time
Engineering
Jan 5

Engineering Theatre: Watch Protocol Zero Encrypt a Pay Run in Real-Time

We’ve talked about the 'Ram-Disk Enclave' and 'Sovereign Tunnels.' Now, watch them work. A 45-second uncut look at the Demiton Iron Layer.

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The Silo Tax: Why We Built the Financial Integrity Layer
Dynamics 365
Jan 1

The Silo Tax: Why We Built the Financial Integrity Layer

Your ERP is secure. Your Bank is secure. But the manual file connection between them is a liability. Today, we're announcing the Demiton Sovereign Gateway—a cryptographic tunnel to end the era of text-file banking.

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The Great Divide: Why Global Treasury Tools Fail the Australian Pay Run
Business Central
Dec 17

The Great Divide: Why Global Treasury Tools Fail the Australian Pay Run

Australian finance teams are stuck between manual text files and overpriced global software. Demiton is the sovereign middle ground.

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The End of 'Click to Approve': Bringing Financial Governance to the Edge
Identity
Dec 16

The End of 'Click to Approve': Bringing Financial Governance to the Edge

We treat Chat Apps as Remote Controls. Protocol Zero introduces cryptographic identity binding, allowing your CFO to approve million-dollar pay runs from Teams without compromising zero-trust security.

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Screen Scraping is Dying: Why Yodlee is a Liability for Australian Business Central
Dynamics 365
Dec 11

Screen Scraping is Dying: Why Yodlee is a Liability for Australian Business Central

The default bank feed in Business Central relies on screen scraping—a technology regulators are actively reviewing. Building your treasury on it is a gamble.

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The Sovereign Gateway: Unifying Australia’s Big 4 Banking Core
Dynamics 365
Dec 10

The Sovereign Gateway: Unifying Australia’s Big 4 Banking Core

Connecting Business Central to CommBiz shouldn't require a 6-month consulting project. We standardized the Host-to-Host protocols for Australia's Big 4 so you don't have to.

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The Babel Fish: A Universal Translator for Dynamics 365 Banking
Dynamics 365
Dec 9

The Babel Fish: A Universal Translator for Dynamics 365 Banking

Your Bank speaks legacy mainframe. Your ERP speaks OData. Trying to force them to talk results in fragile, brittle code. We built a Universal Translator to fix it.

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Stop Guessing Field Names: Why We Built the D365 OData Workbench
D365 FinOps
Dec 7

Stop Guessing Field Names: Why We Built the D365 OData Workbench

Integration work in Dynamics 365 is 20% coding and 80% fighting with URL syntax. We got tired of it. So we built the definitive OData IDE for FinOps—and we need 20 architects to try and break it.

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